Groom Insurance Ltd., hereafter referred to as "Groom Insurance Ltd.," encourages you to visit its Web site to learn more about its products and services.
By accessing our Web site, you are confirming that
you consent to the terms of use outlined below. For
this reason, Groom Insurance Ltd. asks you to read the
terms outlined below before opening any of the applications.
If you are unwilling to read these terms and to be
subject to the terms and obligations listed, we ask
that you please cease navigation on the Groom Insurance Ltd.
Web site.
The terms of use described on our Web site may be
modified at any time without prior notice. For this
reason, we ask that you read this legal notice periodically.
The purpose of the obligations and terms outlined
below is to protect your interests as well as those
of Groom Insurance Ltd.
Limited Responsibility: Functions and Applications
of the Web Site
In compliance with insurance industry standards, Groom Insurance Ltd. has taken all reasonable measures to ensure
the security of its Web site. Despite these reasonable
efforts, Groom Insurance Ltd. offers no promise, guarantee,
or representation with regard to the functions and
applications of its Web site. It is possible for applications
and functions to be interrupted or temporarily unavailable
or to contain errors or viruses.
Groom Insurance Ltd. is not responsible for any loss
or damage caused to your computer system or to any
related equipment. By accessing this Web site, you
release Groom Insurance Ltd. against any loss, damage
or harm, and you also agree to be responsible for
any loss, breach, damages, expense or harm you may
incur as a result. Groom Insurance Ltd. is not responsible
for the payment of any damages, whether direct, indirect,
accessory, liquidated, general, punitive, exemplary,
consequential or aggravated, that you or any third
party may incur or claim. This indemnification extends
to the employees, agents and representatives of Groom Insurance Ltd. and to the designers, producers and publishers
of this Web site as well as to their employees, agents
and representatives.
Limited Responsibility: Web Site Content
In spite of the fact that Groom Insurance Ltd. takes
measures to ensure the accuracy of the information
its Web site contains, it is possible that errors
may occur or information be omitted. The information
on this Web site is provided on an "as is"
basis. Groom Insurance Ltd. does not guarantee the accuracy
of any information presented on this Web site for
any purpose and assumes no responsibility in this
regard. Groom Insurance Ltd. is not responsible for
the payment of any damages, whether direct, indirect,
accessory, liquidated, general, punitive, exemplary,
consequential or aggravated, that you or any third
party may incur or demand. This indemnification extends
to the employees, agents and representatives of Groom Insurance Ltd. and to the designers, producers and publishers
of this Web site as well as to their employees, agents
and representatives.
Access
Groom Insurance Ltd. provides access to this Web site
24 hours a day, seven days a week. We cannot guarantee
access in the event of system outages, breakdowns
or similar problems that may occur and make access
to this site impossible.
Availability of Products to Selected Provinces Only
When accessing the Groom Insurance Ltd. Web site, you
acknowledge the fact that our insurance products are
not available in every province of Canada.
GROOM INSURANCE LTD. INSURANCE PRODUCTS ARE OFFERED
AND AVAILABLE ONLY IN SELECTED PROVINCES OF CANADA
AND ONLY TO THE RESIDENTS OF THOSE PROVINCES.
You therefore indemnify Groom Insurance Ltd. against
any loss, damage or harm you may incur as a result
of the fact that a particular product is not available
in your country or province of residence.
The information about the available insurance products
and services described on this Web site is neither
detailed nor exhaustive, and no representation made
on this site should be interpreted as any type of
offer, whether express or implicit. For further information
about our products, we invite you to contact one of
our representatives or our main office at (506)755-3381
/ (506)529-8900.
Links
This Web site may contain links to other Web sites
that were not created by Groom Insurance Ltd., which
is therefore not responsible for the accuracy of the
content of those Web sites.
Exclusive Rights
This Web site is the exclusive property of Groom Insurance
Ltd. It is strictly forbidden to copy, reproduce,
publish, download, transmit or distribute in any manner
the contents of this site, including any text, images
or photographs, or video or audio content for commercial
purposes or any other purpose than strictly for your
personal use without the written consent of Groom Insurance Ltd.
It is strictly forbidden to use any text, images,
photographs or video or audio material from this Web
site other than for the purposes outlined in this
document. Any unauthorized use could infringe upon
copyright or rights related to the respect of privacy
and advertising. However, it is permitted to download
items from this Web site strictly for your personal
use on the condition that you respect Groom Insurance Ltd.'s
copyright.
Jurisdiction
This site and the conventions and obligations contained
herein are governed by the laws of the Province of
New Brunswick and any applicable federal laws. Any
proceedings, claims or conflicts fall under the exclusive
jurisdiction of the courts of the Province of New
Brunswick.
Groom Insurance Ltd. is not responsible for and does
not guarantee that the use of the contents of this
Web site will never breach the rights of any third
party. When accessing this site, you accept the responsibility
for complying with any current legislation in effect
at the location from which you access this site.
Unless otherwise indicated or stipulated expressly
on this Web site, no written representation contained
on this Web site constitutes any offer of sale or
request to purchase insurance products. All products
or services described on this site are subject to
the terms of the relevant contracts.
Trademarks
Groom Insurance Ltd. is the owner of all trademarks,
logos, trade names and trade images presented on this
Web site. No element contained on this Web site may
be interpreted in any manner as offering the right,
express or implicit, to use or reproduce any trademark,
logo, trade name or trade image found on this Web
site. All trademarks, logos, trade names and trade
images are protected by Canadian and foreign legislation.
Copyright
The content of this site is protected under the Copyright
Act of Canada. It is permitted to copy electronically
or print the content of this site strictly for your
personal use. However, it is forbidden to reproduce,
use, modify, distribute or redistribute in any manner
the content of this site without the written authorization
of Groom Insurance Ltd. If you wish to obtain authorization
for this purpose, please contact us.
Groom Insurance Ltd.
15 Main Street
St. George, NB
E5C 3P1
176 Water Street
St. Andrews, NB
E5B 1B2
By phone: (506)755-3381, (506)529-8900
E-mail address: groom@nbnet.nb.ca
/ groominsurance@nb.aibn.com
Confidentiality
Despite Groom Insurance Ltd.'s commitment to protect the confidential nature of your personal information, we wish to inform you that communication via Internet entails a certain amount of risk. We encourage you to consult our site's Privacy section to read more about our commitment to protecting your personal information.
Professional Advice
This site does not purport to offer any type of advice,
whether financial, accounting, tax-related or legal.
We encourage you to address any needs you may have
in these areas by retaining the services of a professional.
Financial Representation
Any representations of a financial nature contained
on this site, including rates of return for insurance
products, interest rates and unit values, reflect
the conditions prevailing on the date on which they
were incorporated into this site. Although this information
is updated regularly, it is impossible to guarantee
that information of a financial nature will always
be accurate, complete and up to date at the time you
visit this site. We encourage you to contact us at
our E-mail addresses: groom@nbnet.nb.ca , groominsurance@nb.aibn.com
or one of our representatives for further information
regarding rates of return, interest rates or the daily
unit values of our products.
Groom Insurance Ltd.
St. George & St. Andrews
15 Main Street
----------------------
[View Map]
176 Water Street
----------------------
[View Map]